IELTS READING- How to cope with the cost-of-living crisis S37GT5

IELTS READING How to cope with the cost-of-living crisis Reading Practice Test has 10 Questions belongs to the Finance & Everyday Life subject..

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With inflation so high, here’s some expert advice on how you can keep the everyday bills down.

It’s official, we are in a recession, inflation reached a 40-year high this year and typical household energy bills are expected to rise from £2,500 this winter to £3.000 next winter. The Office for Budget Responsibility predicts rising prices will erode real wages and reduce living standards by 7% in total over the two financial years to 2023-24. It all makes for grim reading. So, with the cost-of-living crisis set to get harsher over the coming months, we’ve asked a range of experts for practical advice that can make a real difference.

Alice Haine. Personal Finance Analyst at Best invest, said: “High inflation is a nightmare for household finances, as it erodes spending power, gnaws away at savings and makes it very hard for people to maintain their living standards because their incomes simply don’t stretch as far! No one could blame us for feeling stressed and anxious.

Why is the cost of living rising?

The cost of energy (oil and gas) is a key reason. Sarah Coles, a senior personal finance analyst, said: ‘Supply problems sent energy prices through the roof at the end of last year, which is why the set maximum price jumped so horribly in April. Since then, due to the international situation, both fuel and energy prices have continued to rise. Not only will this mean higher prices at petrol pumps, but it will also feed through into the cost of everything that’s manufactured or transported, so the price of everything on supermarket shelves is rising.

How to save money on groceries

Make sure you are using every trick in the book says influencer Sandra Church. Own brands (goods produced by supermarkets) rather than the better-known makes which you may be used to, are often just as good but cost a lot less. Supermarket loyalty cards can offer discounts on a wide range of purchases, and you can earn points for future shopping. Make sure your fridge and cupboards are really well organized to ensure you can see and use what you’ve got before it goes bad. Cook meals in large batches, freezing extra portions and leftovers. Buying from the discount aisle at the supermarket and popping things in the freezer for another time will also help reduce your spend.

How to save on your energy bill

Richard Cartwright, of The Energy Group, an advisory body, advises us to switch off devices before going to bed. Research shows that 23% of our energy usage comes from ‘vampire devices’ (gadgets that use up a significant amount of gaps around doors, letter boxes, windows, and floorboards to reduce drafts. It energy while they’re on standby). To boost your home’s energy efficiency, plug isn’t expensive and will make an appreciable difference. Insulting your loft will cost about £500 but could save you a huge £380 every year. Also, approved energy suppliers are paying customers with smart meters up to £100 for not using energy at peak times to help take the strain off the National Grid. Check with the National Grid to see if you’re eligible.

How to save money on fuel

Everyone’s been talking about the cost of petrol lately, and you may be stressed about how you’re going to get to work or drive the children to school without breaking the bank. RAC spokesperson Simon Williams said: “Recent world events have caused the oil price to rise. In addition, oil production remains out of kilter with demand as the world emerges from the Covid pandemic.

He suggests driving more slowly, reducing your speed from 70mph to 60mph on the motorway could save you up to 25% in fuel. He also suggests lightening the load by not using your boot for storage. If you have bikes, golf clubs or furniture kicking about in the boot, you could be increasing the amount of fuel your car uses. It’s also a good idea to track down your cheapest local fuel. Get into the habit of checking the prices on the board at all the petrol stations on your usual routes and make sure you fill up at the cheapest on that day.

How to save money on public transport

If you don’t drive, chances are you use some form of public transport. The cost of rail travel across England and Wales also increased by 3.8%, the largest increase in nine years. If you get the train regularly, Simon Brown, of British Rail, advises getting a rail card, which cost £30 and will get you 1/3 off of UK train tickets. Buying rail tickets up to 12 weeks in advance gets you the best prices.

Where to find help

If you’re worried that you won’t be able to pay your bills or cover the cost of essentials, there are resources available that can help you. Nick Hill, senior advice manager at the Money and Pensions Service, said, “Now is the time to start checking whether you can manage, before you use credit for things like Christmas or everyday bills. If your income still falls short, you’re worried about your finances, or credit commitments are becoming overwhelming, seek help from a debt adviser.”

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IELTS READING-The Ergonomics of a Chair Explained S37GT4

IELTS READING The Ergonomics of a Chair Explained Reading Practice Test has 10 Questions belongs to the Design & Technology subject..

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According to recent health statistics regarding desk jobs, close to 86% of American employees have jobs that require long periods of sitting. There are several health issues to consider when it comes to desk jobs. Prolonged desk-working may contribute to a number of medical issues, including cardiovascular disease and carpal tunnel syndrome (where nerves to the hand are compressed leading to tingling and numbness). Furthermore, sitting behind a desk affects your posture, mental health, and stress levels and is a cause for concern for all of us who spend 30+ hours sitting at our work desks every single week. Sitting down causes a number of stresses in our bodies, especially our spines, and this has recently begun to be recognised by health professionals and is the main reason for the sudden boom of ergonomic office chairs.

What does the term ‘Ergonomic’ mean?

Ergonomics is a science, also known as human engineering or biotechnology. The discipline involves looking at how objects can be designed and/or arranged to best compliment easy and safe human interaction.

An ergonomic chair, for example, is a chair that has been designed to best support the human body, including considerations like posture, comfort, support and health.

What makes a chair ‘Ergonomic’?

Ergonomic office chairs have a number of features designed to improve your posture and offer correct support, but they only do half the job. To truly feel the benefits of an ergonomic chair, you should first learn how to sit properly:

  • Keep an arm’s length away from your computer screen. Ideally, the top of the monitor should be level with your eyes.
  • Sit up straight and avoid slouching. Your neck should be in a relaxed and neutral position.
  • Keep your arms parallel to the floor
  • Sit with both feet flat on the floor, and avoid crossing your legs. This is to allow correct blood circulation within your legs

 

A good ergonomic chair will be adjustable, to allow for better control and customization. Adjustability is especially important if you are buying chairs that will be used by different users. If you are buying a chair for your home office, or for one person specifically, consider using their body dimensions for a greater ‘fit’. Tall people will have different needs to people will have different needs to people who are shorter, for example. If your chair will be used on a hard surface, find a chair will be used on a hard surface, find a chair with soft rubber wheels. if your workplace/home office is carpeted, opt for hard wheels to help you navigate better. It should also swivel to mark it easier for you to reach different parts of your desk without having to stretch or strain excessively. 

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IELTS READING- Tourist Information Centre Manager, Job Description S37GT3

IELTS READING Tourist Information Centre Manager, Job Description Reading Practice Test has 10 Questions belongs to the Career Development & Employment subject..

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Tourist information centre managers oversee the services that promote leisure and tourism in the local area and provide information both to visitors, local businesses and residents.

The main responsibilities of the role are:

  • publicise the centre’s services and implement marketing strategies to raise the profile of the centre, increase footfall and sales, and generate more income.
  • control and monitor the centre’s budget to make sure targets are met in the most cost-effective way.
  • buy merchandise and souvenirs for the tourist market to sell in the gift shop.
  • keep up-to-date with changes in tourist activities and events.
  • ensure the centre is well presented, organised, easy to use and accessible.
  • communicate information to members of the public and deal with enquiries in person and by post, email, social media and phone.
  • prepare reports for senior management and attend meetings with senior managers and tourism businesses.
  • manage the recruitment and training of staff.
  • supervise staff and volunteers, working out staff rotas and cover for the centre.

Skills needed:

  • excellent communication skills for dealing with customers and contacts in local businesses and visitor attractions.
  • good interpersonal and management skills to lead a team of staff.
  • problem-solving ability and negotiating skills to successfully run the centre.
  • IT skills to help with website development, social media, e-commerce and online booking.
  • business or commercial awareness.

This is a fascinating and interesting position and would suit a competent, business-orientated person who enjoys interacting with members of the public, businesses, and special-interest groups.

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IELTS READING-Farmsham Town Council S37GT2

IELTS READING Farmsham Town Council  Reading Practice Test has 10 Questions belongs to the Government & Public Administration subject..

                                                                 Your Guide to Refuse Collection

                                                                                                 Keeping Our Community Clean and Green

This leaflet provides all the information you need about refuse collection in our community. We aim to make it easy for you to dispose of waste responsibly and keep our area clean.

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Collection schedule                                                                                                                                
Household waste                                                       

Every Tuesday                                                     

Recycling

Every Thursday

Garden waste

Every Friday (from April to November)

Please place your bins on the curb before 7am on collection day.                                                           

 

 

What goes where?                                                                                                                                  

Household waste

YES: General waste, food scraps, non-recyclable items                                            

NO: Recyclables, hazardous waste, large items

Black bin            

 

Recycling

YES: cardboard & paper, glass bottles, cans & metal items, plastic containers

NO: Food waste, plastic bags, polystyrene, electronic items

Blue bin

Garden waste

YES: Grass and plant clippings, leaves, twigs and small branches

NO: Food waste, plastic bags, large logs, soil

Green bin

Special Collection Service

For bulky items like furniture or appliances, please book a special collection. Call the collection center on 0743 921299 between 9am and 5pm, Monday-Friday.

Hazardous Waste

Items such as old paint, batteries and chemicals should be taken to the nearest Household Waste Recycling Centre.

Garden Waste

Our seasonal garden waste collection runs from April to November. Please use the green bin for grass clippings, leaves, and small branches. For larger items, consider composting. All garden waste can also be taken to a waste recycling center.

Missed Collections

Your waste will not be collected if the bin contains any incorrect items or if you fail to leave it on the curb before 7am. Please call 0743 921291 to report any missed collections:

Thank you for helping us keep our community clean and green

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